Free 1040-ES Generator Prepare your estimated tax vouchers

Fill out Form 1040-ES payment vouchers online for any of the four 2026 due dates. Each voucher fills in on the official IRS page as you type, ready to download as a PDF or print and mail with your check.

View the form on IRS.gov

How to fill it out: IRS voucher instructions

Which payments?

There’s one voucher for each due date. Fill one in only for a payment you’ll mail by check or money order. We’ve ticked the next payment due.

Vouchers to fill in

Enter only the amount on your check or money order. If you applied a 2025 overpayment to your 2026 tax, don’t include it. Paying online instead? You don’t need a voucher.

Your name and SSN

Or your ITIN, if you don’t have an SSN.

Your SSN stays on this device. The PDF is created in your browser, and nothing you type is uploaded or saved.

Address

Choose your state to see where to mail your voucher.

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Form 1040-ES, explained

Form 1040-ES, Estimated Tax for Individuals, is the IRS package for figuring and paying tax on income that has no withholding, such as self-employment and gig work, interest, dividends, rents, and alimony. It contains a worksheet for working out the tax and four payment vouchers, one for each due date.

In most cases you must pay estimated tax for 2026 if you expect to owe at least $1,000 after withholding and refundable credits, and those will cover less than the smaller of 90% of your 2026 tax or 100% of your 2025 tax (110% if your 2025 adjusted gross income was over $150,000, or $75,000 if married filing separately). Special rules apply to farmers and fishers. The 2026 payments are due April 15, June 15, and September 15, 2026, and January 15, 2027.

Getting your Form 1040-ES done in minutes

Tick the payments you’re making by check or money order and enter the amount for each. Then add your name and SSN, plus your spouse’s for a joint payment, and your address. The same details go on every voucher you choose, and the others stay blank. The generator doesn’t figure your tax, so work out the amounts with the Estimated Tax Worksheet in the package or with a tax professional.

Each voucher fills in on the official IRS page as you type. When the required fields are done, download the PDF or print it, cut out the voucher, and mail it with your payment to the address shown for your state. Paying online instead? Then you don’t need a voucher at all. Need a different form? Browse all tax form generators.

Questions people ask about Form 1040-ES

Who needs to make estimated tax payments?

Generally, anyone who expects to owe at least $1,000 for the year after withholding and refundable credits, when those won’t cover the smaller of 90% of this year’s tax or 100% of last year’s (110% for higher incomes). That often includes freelancers, sole proprietors, landlords, and investors. You don’t have to pay estimated tax for 2026 if you were a U.S. citizen or resident alien for all of 2025 and had no tax liability for that full year.

When are the 2026 estimated tax payments due?

April 15, 2026; June 15, 2026; September 15, 2026; and January 15, 2027. You can also pay the whole year’s estimated tax by April 15. You don’t have to make the January payment if you file your 2026 return by February 1, 2027, and pay the entire balance with it. A mailed payment is on time if it’s postmarked by the due date, and the postmark can be later than the day you drop it off, so mail early.

Do I need a voucher if I pay online?

No. The vouchers are only for payments by check or money order. You can pay online with IRS Direct Pay or your IRS online account at no cost, through EFTPS, or by debit card, credit card, or digital wallet, where the card processor charges a fee.

How much should I pay with each voucher?

Usually one quarter of your required annual payment, which you figure on the 2026 Estimated Tax Worksheet in the package. If your income arrives unevenly during the year, the annualized income installment method in Pub. 505 may lower some payments. Enter only the amount you’re sending by check or money order, without any 2025 overpayment you applied to 2026. This generator doesn’t figure the amount for you.

Where do I mail my 1040-ES voucher?

To the IRS address for the place where you live, listed under Where To File in the package; the generator shows it once you choose your state. Make the check or money order payable to “United States Treasury,” write “2026 Form 1040-ES” and your SSN on it, and enclose it with the voucher without stapling. Don’t mail your tax return to this address.

Can my spouse and I make joint estimated payments?

Yes, if you plan to file a joint return. Enter both names and SSNs in the same order as on the return. You can’t make joint payments if either of you is a nonresident alien, you’re separated under a decree of divorce or separate maintenance, or you have different tax years. If you’ll file separate returns, use separate vouchers.

Can I make more than four payments?

Yes. Make a copy of an unused voucher, fill it in, and mail it with your payment, or pay online. To avoid a penalty, make sure the total you pay in each payment period is at least the amount due by that period’s due date.

Is my information safe?

Yes. Everything you type stays in your browser, and the PDF is created on your device. Nothing, including your Social Security number, is uploaded to or saved by forms.app, and closing the page clears it, so download or print your vouchers first.

Is the 1040-ES generator free?

Yes. Fill out, download, and print as many vouchers as you need, without paying or creating an account.