Create Form 1040 Online Your 2025 return, ready to sign

Type in the figures from your W-2s, 1099s, and schedules line by line, and the official 2025 Form 1040 fills in beside you. Then download or print it, sign it by hand, and mail it.

View the form on IRS.gov

How to fill it out: Form 1040 instructions

Filing status

Check one box. It decides which spouse fields you’ll see next.

Filing status *

Single Married filing jointly Married filing separately (MFS) Head of household (HOH) Qualifying surviving spouse (QSS)

Spouse’s full name *

On a separate return your spouse’s name goes under the filing status boxes. Their SSN goes in step 2.

Child’s name (optional)

Only if the person who qualifies you for this status is a child who isn’t your dependent.

You lived apart from your spouse for the last 6 months of 2025, or you’re legally separated Legally separated under a written separation agreement or a decree of separate maintenance, and you didn’t live in the same household at the end of 2025.

Nonresident alien or dual-status spouse Rare

We’re treating a nonresident alien or dual-status alien spouse as a U.S. resident for all of 2025 Also if that choice from an earlier year is still in effect. You file jointly and may need to attach a statement signed by both of you (see Pub. 519).

Their name *

Special cases at the top of page 1 Most people skip this

Fiscal year (only if your tax year isn’t the calendar year)

Tax year beginning (optional)

Ending (optional)

Ending year: 20__ (optional)

Boxes

Deceased Filing for someone who died before filing their 2025 return, or a joint return with a spouse who died. Enter the date of death below.

Your date of death (optional)

Only if the return is for you as a deceased taxpayer.

Spouse’s date of death (optional)

Combat zone For members of the U.S. Armed Forces who served in, or in support of, a combat zone. See Pub. 3.

Combat zone entry space (optional)

Leave blank unless IRS guidance for your situation asks you to write something here.

Filed pursuant to section 301.9100-2 Only if you’re filing to make a late election under this regulation.

Other Only if an IRS instruction or notice tells you to check this box and write something next to it.

Entry 1 (optional)

Entry 2 (optional)

Entry 3 (optional)

Name, SSN, and address

First name and middle initial *

Last name *

Your Social Security number *

Or your ITIN. Use the same order of names and numbers as on your 2024 return if you file jointly with the same spouse.

Spouse

Spouse’s first name and middle initial *

Spouse’s last name *

Spouse’s Social Security number *

Or their ITIN.

My spouse doesn’t have and isn’t required to have an SSN or ITIN We’ll write NRA in the spouse’s SSN box, as the instructions say.

Home address

Street address or P.O. box *

Apt. no. (optional)

City, town, or post office *

State *

ZIP code *

I have a foreign address Enter the city above, leave State and ZIP empty, and fill in the country below. Don’t abbreviate the country name.

Foreign country name *

Province, state, or county (optional)

Foreign postal code (optional)

Your main home (and your spouse’s, on a joint return) was in the U.S. for more than half of 2025 New for 2025. It helps the IRS check credits such as the earned income credit.

Presidential Election Campaign

Send $3 of my taxes to the Presidential Election Campaign Fund Checking a box won’t change your tax or refund.

My spouse also wants $3 to go to the fund

Digital assets

At any time during 2025, did you receive, sell, exchange, or otherwise dispose of a digital asset (or a financial interest in one)? *

Yes No

Everyone answers this question. Digital assets include cryptocurrencies, stablecoins, and NFTs. Receiving one as a reward, award, or payment counts too.

Dependents

How many dependents are you claiming? *

Fill in four here and list the others on a statement you attach. We’ll check the box for more than four dependents.

Dependent 1

(1) First name *

(2) Last name *

(3) SSN *

(4) Relationship to you *

No SSN: this child was born and died in 2025 We’ll write Died in the SSN box. Attach a birth certificate, death certificate, or hospital record showing the child was born alive.

(5a) Lived with you for more than half of 2025

(5b) ...and that home was in the U.S.

(6) Full-time student

(6) Permanently and totally disabled

(7) Credit for this dependent (optional)

Child tax credit Credit for other dependents Neither

Dependent 2

(1) First name *

(2) Last name *

(3) SSN *

(4) Relationship to you *

No SSN: this child was born and died in 2025 We’ll write Died in the SSN box. Attach a birth certificate, death certificate, or hospital record showing the child was born alive.

(5a) Lived with you for more than half of 2025

(5b) ...and that home was in the U.S.

(6) Full-time student

(6) Permanently and totally disabled

(7) Credit for this dependent (optional)

Child tax credit Credit for other dependents Neither

Dependent 3

(1) First name *

(2) Last name *

(3) SSN *

(4) Relationship to you *

No SSN: this child was born and died in 2025 We’ll write Died in the SSN box. Attach a birth certificate, death certificate, or hospital record showing the child was born alive.

(5a) Lived with you for more than half of 2025

(5b) ...and that home was in the U.S.

(6) Full-time student

(6) Permanently and totally disabled

(7) Credit for this dependent (optional)

Child tax credit Credit for other dependents Neither

Dependent 4

(1) First name *

(2) Last name *

(3) SSN *

(4) Relationship to you *

No SSN: this child was born and died in 2025 We’ll write Died in the SSN box. Attach a birth certificate, death certificate, or hospital record showing the child was born alive.

(5a) Lived with you for more than half of 2025

(5b) ...and that home was in the U.S.

(6) Full-time student

(6) Permanently and totally disabled

(7) Credit for this dependent (optional)

Child tax credit Credit for other dependents Neither

Income

Copy each amount from your forms and schedules. Leave lines that don’t apply empty. We don’t add anything up for you.

Wages and earned income

1a · Wages from Form(s) W-2, box 1

Lines 1b–1i: other wages and earned income Optional

1b · Household employee wages not reported on a W-2

1c · Tip income not reported on line 1a

1d · Medicaid waiver payments not reported on a W-2

1e · Taxable dependent care benefits (Form 2441, line 26)

1f · Employer-provided adoption benefits (Form 8839, line 31)

1g · Wages from Form 8919, line 6

1h · Type of other earned income (optional)

1h · Other earned income amount

1i · Nontaxable combat pay election

1z · Add lines 1a through 1h

Interest and dividends

2a · Tax-exempt interest

2b · Taxable interest

3a · Qualified dividends

3b · Ordinary dividends

Line 3c: your child’s dividends (Form 8814) Optional

Line 3c, box 1: your child’s dividends are included in line 3a

Line 3c, box 2: your child’s dividends are included in line 3b

Retirement income and Social Security

4a · IRA distributions

4b · Taxable amount of IRA distributions

5a · Pensions and annuities

5b · Taxable amount of pensions and annuities

6a · Social Security benefits

6b · Taxable amount of Social Security benefits

Lines 4c, 5c, 6c, and 6d: check boxes Optional

4c, box 1: Rollover

4c, box 2: QCD (qualified charitable distribution)

4c, box 3: another exception For example HFD, or a word or code another instruction tells you to enter.

Word or code next to box 3 (line 4c) (optional)

5c, box 1: Rollover

5c, box 2: PSO (insurance premiums for retired public safety officers)

5c, box 3: another exception

Word or code next to box 3 (line 5c) (optional)

6c: you elect the lump-sum election method for your Social Security benefits

6d: you’re married filing separately and lived apart from your spouse all year

Capital gains and other income

7a · Capital gain or (loss)

Type a minus sign for a loss: it prints in parentheses.

Line 7b: check boxes Optional

7b: Schedule D not required

7b: includes your child’s capital gain or (loss)

Amount from Form 8814, line 10

8 · Additional income from Schedule 1, line 10

Totals

9 · Total income *

Lines 1z, 2b, 3b, 4b, 5b, 6b, 7a, and 8 added together. Enter 0 if none.

10 · Adjustments to income from Schedule 1, line 26

11a · Adjusted gross income *

Line 9 minus line 10. We copy it to line 11b on page 2.

Tax and credits

Line 11b repeats your adjusted gross income from line 11a; we fill it in for you.

Lines 12a–12d: dependent, age, and blindness boxes Optional

12a: someone can claim you as a dependent

12a: someone can claim your spouse as a dependent

12b: your spouse itemizes on a separate return

12c: you were a dual-status alien

12d: you were born before January 2, 1961

12d: you are blind

12d: your spouse was born before January 2, 1961

12d: your spouse is blind

12e · Standard deduction or itemized deductions

Standard deduction for 2025: $15,750 single or MFS, $31,500 MFJ or QSS, $23,625 HOH. It’s different if you checked a box on line 12a, 12b, 12c, or 12d. If you itemize, use the total from Schedule A.

13a · Qualified business income deduction (Form 8995 or 8995-A)

13b · Additional deductions from Schedule 1-A, line 38

New for 2025: deductions for tips, overtime, car loan interest, and the enhanced deduction for seniors.

14 · Add lines 12e, 13a, and 13b

15 · Taxable income *

Line 11b minus line 14. If zero or less, enter 0.

16 · Tax

Line 16: check boxes Optional

16, box 1: tax from Form(s) 8814

16, box 2: tax from Form 4972

16, box 3: other tax For example a section 962 tax or an education credit recapture. The instructions say what to write next to the box.

Entry next to box 3 (line 16) (optional)

17 · Amount from Schedule 2, line 3

18 · Add lines 16 and 17

19 · Child tax credit or credit for other dependents (Schedule 8812)

20 · Amount from Schedule 3, line 8

21 · Add lines 19 and 20

22 · Line 18 minus line 21 (if zero or less, 0)

23 · Other taxes, including self-employment tax (Schedule 2, line 21)

24 · Total tax *

Lines 22 and 23 added together. Enter 0 if none.

Payments and refundable credits

Federal income tax withheld

25a · From Form(s) W-2

25b · From Form(s) 1099

25c · From other forms

For example Form W-2G, or Additional Medicare Tax from Form 8959.

25d · Add lines 25a through 25c

26 · 2025 estimated tax payments and amount applied from your 2024 return

Estimated payments made with a former spouse Optional

Former spouse’s SSN (optional)

Only if you made 2025 estimated tax payments together with a spouse you’ve since divorced.

Refundable credits

27a · Earned income credit (EIC)

27b: clergy filing Schedule SE

27c: I don’t want to claim the EIC

28 · Additional child tax credit (Schedule 8812)

28: I don’t want to claim the additional child tax credit

29 · American opportunity credit (Form 8863, line 8)

30 · Refundable adoption credit (Form 8839, line 13)

31 · Amount from Schedule 3, line 15

32 · Total other payments and refundable credits

Lines 27a, 28, 29, 30, and 31 added together.

33 · Total payments *

Lines 25d, 26, and 32 added together. Enter 0 if none.

Refund or amount you owe

Fill in the refund lines if line 33 is more than line 24, or the amount you owe if it’s less.

Refund

34 · Amount you overpaid (line 33 minus line 24)

35a · Amount of line 34 you want refunded to you

I’m attaching Form 8888 to split my refund Form 8888 lets you send the refund to more than one account.

35b · Routing number (optional)

For direct deposit. Leave 35b to 35d empty to get a paper check.

35c · Account type (optional)

Checking Savings

35d · Account number (optional)

Numbers and letters. Include hyphens, but leave out spaces and special symbols.

36 · Amount of line 34 applied to your 2026 estimated tax

Amount you owe

37 · Amount you owe (line 24 minus line 33)

See IRS.gov/Payments for ways to pay.

38 · Estimated tax penalty

Third party designee

Do you want to allow another person to discuss this return with the IRS? (optional)

Yes No

A preparer, friend, or family member. The IRS can then call them with questions about processing this return.

Designee’s name *

Phone no. *

Personal identification number (PIN) *

Any five digits the designee chooses.

Sign here

Paper returns need a handwritten signature: the IRS doesn’t accept digital, electronic, or typed signatures on a Form 1040 filed on paper. So the signature lines stay empty for you to sign in ink.

I’ll sign the printed return by hand (and so will my spouse, on a joint return) Unsigned returns aren’t valid. Both spouses sign a joint return.

Date (optional)

Leave empty to write the date when you sign.

Your occupation (optional)

Identity Protection PIN (optional)

Only if the IRS sent you one. You get a new IP PIN every year.

Spouse

Spouse’s date (optional)

Spouse’s occupation (optional)

Spouse’s Identity Protection PIN (optional)

Phone no. (optional)

Email address (optional)

Paid preparer use only If someone you paid prepared it

The preparer signs and dates their own section by hand.

Preparer’s name (optional)

PTIN (optional)

Preparer is self-employed

Firm’s name (optional)

Firm’s address (optional)

Firm’s phone no. (optional)

Firm’s EIN (optional)

Your SSNs and bank details stay on this device. The PDF is created in your browser, and nothing you type is uploaded or saved.

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View the form on IRS.gov

How to fill it out: Form 1040 instructions

Disclaimer: forms.app offers this Form 1040 generator and the IRS form it fills as a free courtesy. forms.app is not affiliated with the Internal Revenue Service, doesn’t file returns for you, doesn’t do the math or check your return, and doesn’t provide tax, legal, or accounting advice. You are responsible for every amount you enter, for attaching the schedules and forms your return needs, and for signing it and mailing it on time. Form 1040 is published by the IRS; find the latest version and instructions at irs.gov/Form1040. If you’re unsure how to report something, talk to a tax professional. Found something on this page that’s wrong or out of date? Let us know.

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What Form 1040 is for

Form 1040, U.S. Individual Income Tax Return, is the form U.S. citizens and resident aliens use to report a year’s income to the IRS, figure the tax on it, and either claim a refund or pay what they still owe. This page fills in the 2025 version, the return for income earned in calendar year 2025.

Its two pages cover your filing status, the people you claim as dependents, income from wages, interest, dividends, retirement plans, and Social Security, your deductions and credits, and the tax you already paid through withholding or estimated payments. Many returns also need schedules, such as Schedule 1 for other income and adjustments, Schedule 1-A for the new 2025 deductions, or Schedule C for self-employment, which you attach behind the 1040. If you were born before January 2, 1961, you can file Form 1040-SR instead.

How the 1040 generator works

The steps follow the form: filing status, names and address, the digital asset question, dependents, then income, tax and credits, payments, and your refund or the amount you owe. Copy each amount from your W-2s, 1099s, and finished schedules. The generator doesn’t do any math, so work out the totals with the worksheets in the IRS instructions or with tax software, and enter the results. Everything you type appears on the official pages right away.

Once the required items are done, download the PDF or print it. A paper return has to be signed by hand, so sign and date it in ink, attach your Forms W-2 to page 1, and mail it to the address for your state on the IRS Where to file page. Need another form? Browse all tax form generators.

What you might ask about Form 1040

When was the 2025 Form 1040 due?

April 15, 2026. Filing Form 4868 by then gave you an automatic extension to October 15, 2026, to file, but not to pay. If you file late, interest and penalties may apply to any tax you owe. If you’re due a refund, you generally have to file within 3 years from the due date to get it.

Can I file Form 1040 online instead of mailing it?

Yes, and the IRS recommends it. During the filing season, IRS Free File offers free guided tax software to eligible taxpayers and Free File Fillable Forms at any income level, and many paid programs and preparers e-file too. This generator prepares a paper return that you print, sign, and mail.

Where do I mail my Form 1040?

It depends on the state you live in and whether you’re enclosing a payment. Look up the address on the IRS Where to file page or at the end of the Form 1040 instructions, and check it again before you mail, because the IRS is reducing its paper processing sites.

Does this generator calculate my tax or check my return?

No. It copies what you type onto the official form, exactly as entered. Figure your tax with the Tax Table and worksheets in the IRS instructions or with tax software, and double-check every total before you sign.

Can I sign Form 1040 on screen?

Not for a paper return. The IRS instructions say a paper Form 1040 must carry a handwritten signature; digital, electronic, and typed signatures aren’t valid on it. So the generator leaves the signature lines empty. Print the return, then you (and your spouse, on a joint return) sign and date it in ink.

What do I attach to a paper Form 1040?

Attach your Forms W-2 to page 1, plus Forms W-2G and 1099-R if tax was withheld from them. Put any schedules and forms your return needs behind the 1040 in the order of the attachment sequence number printed in their top right corner.

Should I use Form 1040 or Form 1040-SR?

Anyone can file Form 1040. If you were born before January 2, 1961, you can use Form 1040-SR instead: it has the same lines in larger print and a standard deduction chart. Use the 1040-SR generator for that version.

What if I find a mistake after mailing my return?

Don’t send a second Form 1040. To correct a return you already filed, use Form 1040-X, Amended U.S. Individual Income Tax Return. You can prepare it with the Form 1040-X generator.

Is my information safe?

Nothing you type is uploaded to or saved by forms.app. The PDF, including your SSNs and bank details, is created in your browser, and the page keeps nothing once you close it, so download or print your return before you leave.

Is this Form 1040 generator free?

Yes. You can fill in, download, and print Form 1040 as often as you like, without paying or creating an account.

Your 1040 isn’t ready to print yet

Fill in the required fields on the page (filing status, names, SSNs, address, the digital asset question, dependents, and lines 9, 11a, 15, 24, and 33), then print again.

Form 1040 preview Click any box to edit it